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Module 1 · FSRE (Financial Services, Regulation & Ethics)

FRE1Industry, Regulation and Key Parties✓FRE2Skills, Principles and Ethical Behaviours

Module 2 · MORT (Mortgages)

MRT1Mortgage Law, Practice and Application MRT2Mortgage Products and Post Completion

Module 3 · Synoptic case-study exam

ASEW/ASSCAssessment of Mortgage Advice Knowledge (synoptic)

CeMAP FRE1 The FCA, PRA & the FCA Handbook question: submits to the FCA showing

CeMAP FRE1The FCA, PRA & the FCA Handbook

A mortgage broker asks which return it submits to the FCA showing its mortgage business volumes, complaints and capital position. What is it?

A A regulatory return under SUP 16, such as the RMAR
B The firm's annual Companies House confirmation statement
C The Financial Ombudsman Service case fee invoice it receives
D Its statutory accounts, filed with HMRC with its tax return

Show the answer and explanation

Answer: A. A regulatory return under SUP 16, such as the RMAR

SUP 16 requires firms to submit periodic regulatory returns. Mortgage and insurance intermediaries submit the Retail Mediation Activities Return (RMAR), covering balance sheet, capital resources, PII, client money and business data, alongside complaints returns under DISP 1.10. A Companies House confirmation statement and statutory accounts are company-law and tax filings, and FOS fees are charged per case.

Common mistake

Confusing regulatory returns with company-law or tax filings.

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Study note: The FCA, PRA & the FCA Handbook CeMAP FRE1practice questions & mock exams

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Original practice material mapped to the published CeMAP FRE1 learning outcomes. Independent, not endorsed by Walbrook (formerly LIBF). Verify figures and rules against current guidance before relying on them.